Yn yr adran yma:
Angen siarad â rhywun nawr?
- Cael cyngor cyfreithiol cyfrinachol am ddim
Galwch 08001 225 6653 - Dydd Llun i Ddydd Gwener 9.00am i 8.00pm
- Dydd Sadwrn 9.00am i 12.30pm
- Mae galwadau yn costio o 4c y funud - neu gofynnwch i ni eich ffonio'n ôl
Chwiliwch am gynghorwyr yn eich ardal chi
Morgeisi
Y mathau o fenthyciad y gallwch eu defnyddio i brynu tŷ neu fflat a thalu amdano dros gyfnod hir. Diogelir y benthyciad ar yr eiddo, sy�n golygu y gall y sawl sy�n rhoi benthyg y morgais fynd i�r llys i�ch troi allan os nad ydych yn ad-dalu�r taliadau, neu os ydych yn torri amodau y cytundeb morgais.
Gwybodaeth a chyngor o wefannau eraill
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Mortgages
Straightforward information about all aspects of mortgages, including how mortgages work, problems getting a mortgage, and switching mortgages.
From: Shelter
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How mortgages work
Explains the different repayment and interest options that are available for you if you need a mortgage. Also covers joint mortgages, mortgage protection and government standards on charges, access and terms. (England only)
From: Shelter
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Just the facts about mortgages
Explains the different types of mortgages you can get, tells you how to get one, and answers some of the questions you may have.
From: Money Made Clear
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Choosing a mortgage
When shopping around for a mortgage, it's important to get good advice. Think about your financial situation in advance and ask your financial adviser some key questions. This page only applies to England.
From: Shelter
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Applying for a mortgage
You need to work out how much you can afford to borrow. Once you've done this it's a good idea to apply for a mortgage early, so you can act quickly when you find a property you like. This page only applies to England
From: Shelter
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Endowment mortgages
A guide on what to do if you are worried that your endowment won't pay off your mortgage. Also explains how to make a complaint.
From: Money Made Clear
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Money made clear - comparison tables
You can use these tables to compare similar financial products such as mortgages, savings accounts and personal pensions.
From: Money Made Clear
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Endowment shortfalls
If you have been told that your endowment policy may not pay off your mortgage at the end of its term, you may be able to make a complaint and get compensation.(Applies in England only)
From: Shelter
- Neu gwelwch popeth Darparwyd y dolennau gan Advicenow Gwefan annibynnol ddi-elw yw Advicenow sydd yn darparu gwybodaeth ynglŷn â hawliau a materion cyfreithiol. Mae'r dolennau a ddarparwyd gan Advicenow wedi'u dewis yn ofalus o dros 200 o wefannau o'r DU gan gynghorwyr profiadol.
Ein dewisiadau rhagorol
Offeryn rheoli dyled
Defnyddiwch ein offeryn rheoli dyled i gael cyngor ar ddyled am ddim ac yn ddiduedd.
Delio â dyled
Eich hawliau cyfreithiol pan fo gennych ddyledion, a’r amddiffyniad sydd gennych rhag pobl sy’n hawlio arian oddi arnoch.
Beth ydi pwerau beilïod a chasglwyr dyledion?
Eich hawliau wrth ddelio â beilïod neu gasglwyr dyledion.
Sut alla i ddelio â’m hôl-ddyledion treth Cyngor?
Yr hyn allwch ei wneud pan fyddwch ar ôl gyda thalu eich treth Cyngor.
Angen cyngor nawr?
Ffoniwch 08001 225 6653 am gyngor cyfrinachol a diduedd am ddim, neu gofynnwch i ni eich ffonio neu eich e-bostio'n ôl.
